Which company should I use for a payday advance with the lowest fees?
I need to get a payday advance in the approx amount of $300 to $400. Which online company should I use for the payday advance that has the lowest fees/rates? I know it’s not a good idea but it’s the only option I have.
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Its worse than “not a good idea”. It could ruin your finances for a very long time. Please do not take out a payday advance. I have not heard of anyone who ever took out a payday advance saying that they were happy with their decision. There are always more options. Have you tried talking to your creditors? A payday advance should be the last alternative, and should be used to make sure you don’t go to jail. Otherwise, it is a bad decision.
Sorry to hear you have a cash flow problem.
If you lived in England my advice would be to ignore these sharp practice merchants with their very high interest rates but to go to a Pawn Broker and pledge say a television set ‘ jewelry etc say till the end of the month for say £350.
Then at the end of the month your goods are retrieved from the Pawn Broker for £350 plus a fixed fee of 10% ie an extra £35 giving £385 in total.
This method will always cost less than going down the Pay Day Advance Clowns route.
Hope your fortunes improve.
Good luck Roger
There are times when a payday loan can be less expensive then getting utilities reconnected, or bouncing checks. The important thing to remember is that a payday advance is a short term loan. You really need allocate your money carefully so you can repay the advance when it is due. You can look at my blog for more information, or try this payday loan website .