What is the best payday loan?
Which is the best payday loan where I don’t have to pay it all back at once.
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Before you decide on taking payday loans, make sure that you fully understand what it entails. Let us understand what exactly what payday loans or a cash advance loan is. Payday loans, as its name indicates, is related to your pay and payday. With your payday some 7-14 days away, you may need cash to [...]
Currently I have Bank as my primary and credit card for my secondary. I’m thinking to switch because I have 0% offer from a credit card on purchase till June 2010. Just want to make sure it’s not considered Cash advance or has any fee. Please suggest. Thanks. DK
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None… outrageous interest rates
Avoid them at all cost. The fees are outrageous. It is a trap because each month you will need to make another advance loan. Don’t do it.
Instead, change your lifestyle. Reduce your expenses for a month and you will be fine. You can live without a lot of things and be fine. Eat rice, beans and bread for a month. No ice cream, coffee, toys, hair cuts, etc. Then slowly add things back once you can afford them again.
Get a second part-time job if necessary. Anything is better than getting hooked on payday loans.
none try to avoid them
A friend of mine got mixed up with something like that and had to declare bankrupt
a payday loan has to be payed back in full on payday, hence the term. Rollovers ( where you can borrow the money back) are illegal in many places, and the more reputable places such as money mart don’t allow them anyway. If your in the position where you need a payday loan of that size, it might be time to seek out a non-profit credit counselling organization.
Do not use payday loans.
There is no such thing as a payday loan that is good. They are all scams. They suck you in and it’s like trying to get out of quicksand with the fees and interest they charge. DON’T DO IT!!!!
There are no good payday loans, they are all rippoffs
don’t do it honey!!
Stay away from all of them they charge way too much intrest!
None, all of their interest rates are too high.
Thinking of a loan? consult with your credit union bank or friends- and pay them back!
Collect aluminum cans instead. Getting a payday loan is like getting screwed by someone you don’t know without being paid for it.